These terms apply when you use the Niptara app and this website. By using them, you agree to these terms. If you do not agree, please do not use the app.
Who we are
Niptara is made by Vempus. "We" means Vempus and "you" means the person using the app.
What Niptara is
Niptara is a free notebook on your phone for udhar records, staff attendance and salaries. It is a record-keeping tool. It is not a bank, a wallet or a payment service, and it is not accounting, tax or legal advice.
Money and payments
Niptara never holds, moves or receives money. When a customer pays with UPI, their UPI app pays your bank account directly.
Niptara does not check whether a payment reached you. Check your bank or UPI app before you write down that you got money.
Niptara never gives money to anyone and charges no fees.
Your records
Your records are kept only on your phone. You are responsible for them, including keeping a backup. If the phone is lost, reset or the app is uninstalled without a backup, the records are gone and we cannot bring them back.
Balances and salaries are worked out from what you enter. Check them before you rely on them, settle money or pay staff.
Only record people whose details you need for your business, and keep their information private.
Reminders and messages
Niptara never sends a message by itself. It opens WhatsApp or your SMS app with a message typed, and you decide whether to send it.
You are responsible for the messages you send. Send reminders only to people who owe you, keep them polite, and do not use the app to threaten, harass or mislead anyone.
Fair use
Do not use Niptara for anything illegal, or to copy, sell or misuse the app. Do not try to break the app or this website.
No guarantee
We work to keep Niptara correct and reliable, but the app and website are given "as is", without any guarantee. As far as the law allows, Vempus is not responsible for any loss that comes from using the app, including lost records, wrong entries, missed payments or decisions made from its numbers.
Changes
We may change the app and these terms. If the terms change, the new version will be on this page with a new date. Using the app after a change means you accept the new terms.